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Most consumers are aware of the advantages provided by a bill of sale when buying or selling a second-hand car but are unsure about how to write their own. If you decide to look for a printable bill of sale form online there are four main points that you need to ensure are included so that it will provide you with the highest level protection and security possible. This article will discuss each of these four points and explain why they are important.

The first thing to look for in a printable bill of sale form is an odometer statement. The odometer is that dial on the car that shows how many miles it has traveled. The reason your bill of sale form should include this is because it is becoming increasingly popular for people to 'roll-back' the odometer to a smaller number in hopes of gaining a higher resale value on the car. The unsuspecting buyer of the vehicle ends up with a car that has more wear and tear than they were led to believe.

The second thing need to check for is a statement by the seller that states that the car is legally theirs to sell and that there are no encumbrances outstanding against it. This will prevent you from ending up with a stolen vehicle or one on which money is owed.

Another important inclusion to look for is a section for not only the name and address of the seller, but also their drivers license details. By sighting their license and confirming that they have given their real name, address and license number, you can feel confident that if any problems arise it will be easy to contact them again.

Lastly it is important to ensure that there is space for the signatures of both the buyer and seller. By having the seller sign the completed bill of sale, they are in effect stating that the information contained in it is correct to the best of their knowledge. An unsigned form leaves room for the possibility of disputes arising after the sale.

It is recommended that all buyers or sellers of any used vehicle document the transaction with a bill of sale. Professional printable bill of sale forms are available from http://www.AutoBillOfSale.org

At Donna's Mortgages, we have a track record for helping our customers manage their financial affairs responsibly, and assisting them in re-establishing their credit and stability.

We understand that, although many clients are capable and willing to take on the responsibility of a new residential mortgage, the criteria used by most, if not all, financial lending institutions prevent them from obtaining their loan request, due to past bad credit. Over the past few years, it has become increasingly easier to obtain loans for clients with bad or less than perfect credit, via tried and trusted private lending companies. These are also called sub-prime mortgages and loans. These companies can often finance sub-prime or bad credit mortgages which conventional institutions cannot. The main thing these private lending companies wish to see is equity in the property, in a marketable location.

What's really important is that we are able, in almost all cases, to place financing regardless of your past credit history. We are also able to assist consumers with good credit to obtain the most competitive mortgage rates and terms, and offer a wide range of mortgage products to meet a variety of needs.

Whether you have a history of bad or less than perfect credit, you have filed for bankruptcy, consumer proposal, credit counselling, you are self-employed or without verifiable income, or you've accumulated an unmanageable amount of debt, we can almost always place your loan request for financing.

Because sub-prime mortgage loans can often be a complicated process, it's important you speak with the right people. The idea is to improve your credit score and get you back on track with manageable debt and payment schedules. Even if your initial goal is to consolidate debts, do home renovations, taking a much-needed holiday, or anything else, a sub-prime bad credit mortgage can actually help improve your credit score. Combined with timely payments, a sub-prime mortgage can put you in the right direction towards financial freedom. Call us today.

Visit http://www.donnasmortgages.com/ for more information on our services or to contact me.

Donna Lewczuk